Terms of Service

Effective Date: May 1, 2026  ·  Last Updated: May 1, 2026  ·  Entity: Flipmo LLC, a California limited liability company

⚠️ IMPORTANT: Flipmo is a data analysis and investment calculation tool. It does NOT provide financial, investment, legal, or tax advice. All outputs are for informational purposes only. You are solely responsible for all investment decisions. Please read these Terms carefully before using the platform.

1. Acceptance of Terms

By accessing or using Flipmo.io ("the Platform"), creating an account, or clicking "I agree," you ("User," "you," or "your") agree to be bound by these Terms of Service ("Terms"), our Privacy Policy, and all applicable laws. If you do not agree, you must not use the Platform.

These Terms constitute a legally binding agreement between you and Flipmo LLC ("Flipmo," "we," "us," or "our"), a California limited liability company.

2. Description of Services

Flipmo provides software-as-a-service ("SaaS") tools for real estate investment analysis, including but not limited to:

Flipmo is a TOOL, not an advisor. All calculations, scores, analyses, and AI-generated content are provided as informational resources only and do not constitute professional advice of any kind.

3. Not Financial, Investment, or Legal Advice

THE PLATFORM DOES NOT PROVIDE FINANCIAL ADVICE, INVESTMENT ADVICE, TAX ADVICE, LEGAL ADVICE, OR ANY OTHER FORM OF PROFESSIONAL ADVISORY SERVICE. THE CONTENT GENERATED BY THE PLATFORM, INCLUDING ANY AI-GENERATED ANALYSIS, IS FOR INFORMATIONAL AND EDUCATIONAL PURPOSES ONLY.

Specifically:

Before making any investment decision, you should consult qualified licensed professionals including a licensed real estate broker, financial advisor, attorney, and/or tax professional.

4. User Responsibilities

You agree that:

5. Subscription Plans and Payment

5.1 Free Plan

The Free plan provides limited access to certain tools at no charge. We reserve the right to modify, limit, or discontinue free access at any time with reasonable notice.

5.2 Paid Plans

Paid subscription plans (Investor, Global) are billed on a monthly or annual basis. By subscribing, you authorize us to charge your payment method on a recurring basis until you cancel.

5.3 Cancellation

You may cancel your subscription at any time by contacting hello@flipmo.io. Cancellation takes effect at the end of your current billing period. We do not provide refunds for partial subscription periods except where required by applicable law.

5.4 Price Changes

We reserve the right to change subscription prices with 30 days' notice. Continued use after a price change constitutes acceptance of the new pricing.

6. Intellectual Property

All content, features, tools, algorithms, designs, and code on the Platform are owned by Flipmo LLC or its licensors and are protected by intellectual property laws. You may not copy, reproduce, distribute, or create derivative works without prior written consent.

Document templates available for download are licensed for personal use only and may not be resold or redistributed.

7. Disclaimer of Warranties

THE PLATFORM IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED. FLIPMO SPECIFICALLY DISCLAIMS ALL WARRANTIES INCLUDING:

8. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, FLIPMO'S TOTAL LIABILITY TO YOU FOR ANY CLAIM ARISING FROM YOUR USE OF THE PLATFORM SHALL NOT EXCEED THE GREATER OF (A) THE AMOUNT YOU PAID TO FLIPMO IN THE THREE MONTHS PRECEDING THE CLAIM, OR (B) ONE HUNDRED DOLLARS ($100).

FLIPMO SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING LOST PROFITS, LOST INVESTMENT RETURNS, OR FINANCIAL LOSSES ARISING FROM YOUR USE OF OR RELIANCE ON THE PLATFORM.

9. Indemnification

You agree to indemnify, defend, and hold harmless Flipmo LLC and its members, officers, employees, and agents from any claims, losses, damages, liabilities, and expenses (including attorneys' fees) arising from: (a) your use of the Platform; (b) your violation of these Terms; (c) your investment decisions made based on Platform outputs; or (d) your violation of any third-party rights.

10. Dispute Resolution and Arbitration

Any dispute arising from these Terms or your use of the Platform shall be resolved through binding individual arbitration administered by the American Arbitration Association ("AAA") under its Commercial Arbitration Rules, conducted in California.

CLASS ACTION WAIVER: You agree that disputes will be resolved only on an individual basis and not as a class, consolidated, or representative action.

JURY TRIAL WAIVER: Both parties waive any right to a jury trial for disputes covered by this agreement.

You have one (1) year from the date a claim arises to bring that claim. Claims not brought within this period are permanently waived.

11. Governing Law

These Terms are governed by the laws of the State of California, without regard to conflict of law principles.

12. Modifications to Terms

We may modify these Terms at any time. Material changes will be communicated via email or prominent notice on the Platform. Continued use after the effective date of changes constitutes acceptance.

13. Termination

We may suspend or terminate your account at any time for violation of these Terms or for any other reason with reasonable notice. You may terminate your account by contacting us at hello@flipmo.io.

14. Contact

For questions about these Terms, contact us at:
Flipmo LLC
Email: hello@flipmo.io
California, United States

© 2026 Flipmo LLC. All rights reserved.